Wage garnishment on your paycheck
Court-ordered deduction. Federal CCPA caps disposable earnings exposure.
Wage garnishments include creditor garnishments, IRS levies, defaulted student loans, and other court-ordered debts. The federal Consumer Credit Protection Act caps most garnishments at the lesser of 25% of disposable earnings or amounts above 30× the federal minimum wage per week. State limits can be stricter.
How it usually appears
Category: court-ordered
Tax interaction
- Reduces federal taxable wages: No
- Reduces FICA wages: No
- Reduces state taxable wages: Usually no
Official sources
- U.S. DOL — Wage Garnishment (CCPA) — DOL · last verified 2025-04-01
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