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PayslipIQUSA

HSA contribution on your paycheck

Pre-tax contribution to a Health Savings Account (HDHP required).

When made through payroll, HSA contributions reduce federal income tax, FICA, and most state income tax. The 2025 limits are $4,300 self-only / $8,550 family with a $1,000 catch-up at age 55+. You must be covered by a high-deductible health plan to contribute.

How it usually appears

Category: pre-tax

Tax interaction

  • Reduces federal taxable wages: Yes
  • Reduces FICA wages: Yes
  • Reduces state taxable wages: Usually yes

Official sources

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