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Roth 401(k) contribution on your paycheck

After-tax retirement contribution. Qualified withdrawals are tax-free.

A Roth 401(k) contribution is taken from your paycheck after taxes. It does not reduce current taxable income, but qualified withdrawals (including investment growth) in retirement are tax-free.

How it usually appears

Category: post-tax

Tax interaction

  • Reduces federal taxable wages: No
  • Reduces FICA wages: No
  • Reduces state taxable wages: Usually no

Official sources

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