PayslipIQ USA · IllinoisCalculator
Illinois pay stub checker & paycheck deduction guide
Illinois taxes wage income at a flat 4.95% rate. Flat 4.95% state income tax. Chicago has additional payroll-related rules.
State income tax
Flat 4.95%
Minimum wage 2025
$15.00/hr
Local payroll tax
Yes
Paid leave program
—
Illinois paycheck calculator
Estimate take-home pay for Illinois. Educational only — confirm with payroll.
Per paycheck
$1759.00
Per month (avg)
$3811
Per year (est.)
$45734
| Gross | $2307.69 |
| Pre-tax deductions | −$0.00 |
| Federal income tax (est.) | −$257.92 |
| Social Security | −$143.08 |
| Medicare | −$33.46 |
| State tax (est.) | −$114.23 |
| Take-home pay | $1759.00 |
Tax year 2025. Estimate based on IRS Pub. 15-T percentage method (Standard Withholding). Real paychecks vary because of W-4 details, multiple jobs, year-to-date wages, and employer-specific settings. Use as a starting point.
What appears on a Illinois pay stub
- Federal taxes — federal income tax (W-4 based), Social Security 6.2%, Medicare 1.45%.
- Illinois state income tax — flat 4.95%
- Local / city tax — applies in some Illinois cities. See below.
Illinois sub-guides
- Illinois paycheck calculator
- Illinois pay stub checker
- Illinois salary after tax
- Illinois state income tax explained
- Illinois payroll deductions
- Illinois overtime pay rules
- Illinois minimum wage on a paycheck
- Illinois pay stub laws
- Illinois local payroll taxes
- Illinois: why is my paycheck lower?
Illinois cities
Questions to ask payroll
- “Could you confirm which state and local tax codes are being applied to my pay?”
- “If I work in one state and live in another, which state am I being withheld for?”
What PayslipIQ cannot confirm for Illinois
State and local rules change. PayslipIQ provides estimates and educational guidance — confirm important questions with the Illinois Department of Revenue, your employer's payroll department, or a CPA, attorney, or other qualified professional licensed in your state.
Official sources
- IRS Publication 15-T, Federal Income Tax Withholding Methods — IRS · 2025 · last verified 2025-04-01
- IRS Topic 751 — Social Security and Medicare Withholding Rates — IRS · 2025 · last verified 2025-04-01
- SSA — Contribution and Benefit Base — SSA · 2025 · last verified 2025-04-01
- U.S. DOL — Overtime Pay (FLSA) — DOL · last verified 2025-04-01
Official Illinois sources
Flat state tax. Chicago has additional rules.
Related tools
Pay Stub Checker
Walk through every line on your pay stub and flag what to ask payroll.
Paycheck Calculator
Estimate take-home pay from gross wages, W-4 settings, and state.
Salary After Tax
See what an annual salary becomes weekly, biweekly, and monthly.
W-4 Paycheck Guide
Plain-English walkthrough of how a W-4 changes your paycheck.
FICA Explained
Why Social Security and Medicare appear separately on your stub.
Overtime Calculator
Federal FLSA + state daily overtime where it applies.