New Jersey runs two state insurance programs funded by separate employee-paid payroll premiums: Temporary Disability Insurance (TDI, often labeled SDI on stubs) and Family Leave Insurance (FLI). Both funded by small percentages of wages, both capped annually.
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Two separate premiums
- NJ TDI/SDI: short-term disability for the worker.
- NJ FLI: family leave to care for others or bond with a new child.
The rates
Both are small percentages of wages with annual caps. Set annually by NJ Department of Labor. Verify current values at myleavebenefits.nj.gov.
Benefit amounts
Roughly 85 percent of average weekly wage, capped at a statewide maximum. Specific replacement rate is set by NJ.
Stub labels
Common: NJ SDI, NJ TDI, NJ FLI.
Authoritative source
NJ Department of Labor: My Leave Benefits