Where the numbers come from
| Topic | Source |
|---|---|
| Federal income tax withholding | IRS Publication 15-T (current year) |
| Social Security wage base | Social Security Administration annual notice |
| Medicare tax | IRS Topic 751 |
| Additional Medicare Tax thresholds | IRS regulations |
| Standard deduction | IRS annual inflation adjustment |
| 401(k) contribution limits | IRS annual notice |
| HSA / FSA limits | IRS Revenue Procedures |
| State income tax | Each state's department of revenue |
| State unemployment / disability | Each state's Department of Labor / EDD |
| Overtime / FLSA | US Department of Labor, Wage and Hour Division |
| Minimum wage | Federal plus state. We use the higher. |
| Pay frequency / pay stub laws | State-by-state research, summarized on /us/[state]/pay-stub-laws |
How calculators work
PayslipIQ calculators are rule-based code, not AI predictions. The flow is:
input → validation → federal calculation → state calculation → FICA → deductions netting → outputEach function is unit-testable against published examples (IRS examples in Publication 15-T, state-published worksheets, FLSA overtime examples).
When values exceed reasonable ranges (e.g., gross pay over $10M annual), we cap and disclose.
How explanations work
The plain-English summary alongside each numeric answer is AI-generated under the constraints in AI Transparency. Numbers themselves are never rewritten by AI.
How state pages are written
Each /us/[state]/ page combines:
- State context block: written or reviewed by a researcher familiar with that state's payroll rules.
- State tax rates: pulled from the state's department of revenue, dated and sourced.
- State-specific paycheck nuances: local taxes (NYC, Philadelphia, etc.), state disability programs (CA SDI, NJ SDI/FLI, NY PFL, RI TDI, HI TDI), pay stub access laws.
- FAQ: answering the most common questions for that state's workers.
- Disclaimer block: master disclaimer plus state-specific verification reminder.
How content is updated
| Change type | Frequency |
|---|---|
| Federal tax tables | Annual (December for following calendar year) |
| State tax tables | Annual plus within 30 days of mid-year statutory change |
| Pay stub law changes | Within 60 days of statutory effective date |
| FAQ refreshes | Quarterly |
| AI prompt updates | Reviewed monthly, deployed as needed |
Editorial standards
- No advice. Education only.
- No guaranteed outcomes.
- Every claim has a verifiable source.
- Every number has a date.
- Every page has a disclaimer.
- Every AI output has a verification reminder.
How to flag a content issue
Email content@payslipiq.com with the URL and a description. We log all content corrections and post a monthly summary.