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Reviewed by PayslipIQ Editorial Team, in-house payroll editor
Last reviewed May 2026 · Editorial standards on methodology

Methodology

Where every number on PayslipIQ comes from, how often it is refreshed, and the editorial standards we hold ourselves to.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.

Where the numbers come from

TopicSource
Federal income tax withholdingIRS Publication 15-T (current year)
Social Security wage baseSocial Security Administration annual notice
Medicare taxIRS Topic 751
Additional Medicare Tax thresholdsIRS regulations
Standard deductionIRS annual inflation adjustment
401(k) contribution limitsIRS annual notice
HSA / FSA limitsIRS Revenue Procedures
State income taxEach state's department of revenue
State unemployment / disabilityEach state's Department of Labor / EDD
Overtime / FLSAUS Department of Labor, Wage and Hour Division
Minimum wageFederal plus state. We use the higher.
Pay frequency / pay stub lawsState-by-state research, summarized on /us/[state]/pay-stub-laws

How calculators work

PayslipIQ calculators are rule-based code, not AI predictions. The flow is:

input → validation → federal calculation → state calculation → FICA → deductions netting → output

Each function is unit-testable against published examples (IRS examples in Publication 15-T, state-published worksheets, FLSA overtime examples).

When values exceed reasonable ranges (e.g., gross pay over $10M annual), we cap and disclose.

How explanations work

The plain-English summary alongside each numeric answer is AI-generated under the constraints in AI Transparency. Numbers themselves are never rewritten by AI.

How state pages are written

Each /us/[state]/ page combines:

  1. State context block: written or reviewed by a researcher familiar with that state's payroll rules.
  2. State tax rates: pulled from the state's department of revenue, dated and sourced.
  3. State-specific paycheck nuances: local taxes (NYC, Philadelphia, etc.), state disability programs (CA SDI, NJ SDI/FLI, NY PFL, RI TDI, HI TDI), pay stub access laws.
  4. FAQ: answering the most common questions for that state's workers.
  5. Disclaimer block: master disclaimer plus state-specific verification reminder.

How content is updated

Change typeFrequency
Federal tax tablesAnnual (December for following calendar year)
State tax tablesAnnual plus within 30 days of mid-year statutory change
Pay stub law changesWithin 60 days of statutory effective date
FAQ refreshesQuarterly
AI prompt updatesReviewed monthly, deployed as needed

Editorial standards

  • No advice. Education only.
  • No guaranteed outcomes.
  • Every claim has a verifiable source.
  • Every number has a date.
  • Every page has a disclaimer.
  • Every AI output has a verification reminder.

How to flag a content issue

Email content@payslipiq.com with the URL and a description. We log all content corrections and post a monthly summary.

Frequently asked questions

How often does PayslipIQ refresh tax tables?
Federal tables annually in December for the following calendar year. State tables annually plus within 30 days of any mid-year statutory change. Pay stub laws within 60 days of effective date.
Are PayslipIQ's calculators audited?
Each calculator function is unit-tested against IRS Publication 15-T examples and state-published worksheets. We do not currently undergo external audit.
How do I report a content error?
Email content@payslipiq.com with the URL and a description. We log corrections and post a monthly summary.
Where do PayslipIQ's federal numbers come from?
IRS Publication 15-T, Topic 751, annual revenue procedures, and SSA annual notices. Each topic page links to its primary source.

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