What is a Premium Pay Stub Report?

A 12-page printable PDF that walks through every line on the pay stub uploaded, compares it to standard rates and IRS Pub 15-T expectations, and lays out a checklist of items to verify with payroll. Educational only, not professional advice.

How long does it take?

Most reports are emailed within 60 minutes of upload. Complex multi-state stubs can take up to 24 hours.

How is my data handled?

The pay stub image is processed by an AI vision model under a no-training agreement, the structured extract is stored encrypted for 30 days, and the original image is deleted within 24 hours. Cover SSN, bank, and any identifiers before upload.

No. PayslipIQ is educational only and not a CPA, attorney, or tax preparer. Always confirm anything that could affect a tax return with a qualified professional.

Yes, within 7 days of delivery if the report did not match the upload, no questions asked.

Will the report identify employer errors?

It will flag deductions that look outside standard ranges and prompt questions for payroll. It will not declare an error or instruct an employer correction. That is the role of the worker, payroll, and a CPA.

Frequently asked questions

What is a Premium Pay Stub Report?: A 12-page printable PDF that walks through every line on the pay stub uploaded, compares it to standard rates and IRS Pub 15-T expectations, and lays out a checklist of items to verify with payroll. Educational only, not professional advice.
How long does it take?: Most reports are emailed within 60 minutes of upload. Complex multi-state stubs can take up to 24 hours.
How is my data handled?: The pay stub image is processed by an AI vision model under a no-training agreement, the structured extract is stored encrypted for 30 days, and the original image is deleted within 24 hours. Cover SSN, bank, and any identifiers before upload.
Is this tax advice?: No. PayslipIQ is educational only and not a CPA, attorney, or tax preparer. Always confirm anything that could affect a tax return with a qualified professional.
Can I get a refund?: Yes, within 7 days of delivery if the report did not match the upload, no questions asked.
Will the report identify employer errors?: It will flag deductions that look outside standard ranges and prompt questions for payroll. It will not declare an error or instruct an employer correction. That is the role of the worker, payroll, and a CPA.

Premium

A 12-page report on one pay stub.

Upload a single US pay stub and get back a detailed PDF that walks through every line, compares each deduction to standard rates, flags any items worth a polite question to payroll, and packages a checklist you can take to a CPA, HR, or a tax preparer. Educational only.

Reviewed by PayslipIQ Editorial Team, in-house payroll editor

Last reviewed May 2026 · Editorial standards

$29one-time, per stub

12-page printable PDF report
Line-by-line breakdown of every deduction
Federal, state, FICA, and local tax check
W-4 withholding optimization checklist
10-question pack to take to payroll
7-day refund if the report did not match the upload

What is in the report

Cover page with the stub period, gross, net, and YTD totals.
Federal income tax check against IRS Pub 15-T tables for your filing status.
FICA breakdown: Social Security 6.2% up to wage base, Medicare 1.45%, Additional Medicare 0.9% on YTD over $200k.
State tax line check against the rate schedule for your state.
Local tax line check (if your city or county levies one).
Pre-tax deduction summary: 401(k), HSA, FSA, health, dental, vision, transit.
Post-tax deduction summary: Roth 401(k), garnishments, after-tax disability, after-tax life.
YTD reconciliation: does the YTD total tally with current period plus prior?
Anomaly flags: deductions that look outside the standard range.
W-4 calibration: is your federal withholding tracking your expected annual tax?
10-question pack you can email to payroll.
What to verify with a CPA or qualified tax preparer.

FAQ

What is a Premium Pay Stub Report?: A 12-page printable PDF that walks through every line on the pay stub uploaded, compares it to standard rates and IRS Pub 15-T expectations, and lays out a checklist of items to verify with payroll. Educational only, not professional advice.
How long does it take?: Most reports are emailed within 60 minutes of upload. Complex multi-state stubs can take up to 24 hours.
How is my data handled?: The pay stub image is processed by an AI vision model under a no-training agreement, the structured extract is stored encrypted for 30 days, and the original image is deleted within 24 hours. Cover SSN, bank, and any identifiers before upload.
Is this tax advice?: No. PayslipIQ is educational only and not a CPA, attorney, or tax preparer. Always confirm anything that could affect a tax return with a qualified professional.
Can I get a refund?: Yes, within 7 days of delivery if the report did not match the upload, no questions asked.
Will the report identify employer errors?: It will flag deductions that look outside standard ranges and prompt questions for payroll. It will not declare an error or instruct an employer correction. That is the role of the worker, payroll, and a CPA.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.