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New York: why is my paycheck lower than expected?

Top reasons a New York worker's paycheck shrinks — and how to figure out which one is yours.

Top reasons a New York paycheck looks smaller

  1. New W-4 (federal or state).
  2. Year-to-date wages crossed a bracket.
  3. Bonus withheld at supplemental rate.
  4. Benefits enrollment change.
  5. 401(k) percent change.
  6. New garnishment or child-support order.
  7. Work or home location change triggering a local tax.
  8. NY SDI rate change.
New York official sources
NY Department of Taxation and Finance
NY State Department of Labor

Official sources

More New York guides

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