California
CA- CA SDI1.3%No wage cap (SB 951). Funds short-term disability + CA PFL (no separate PFL line)
Source: edd.ca.gov
Frequently asked questions
- What is a state worker contribution?
- A payroll deduction funding a state-specific benefit program: short-term disability (SDI/TDI), paid family leave (PFL), paid family and medical leave (PFML/FAMLI), or long-term care (WA Cares). 11 US jurisdictions currently have an employee-paid program; others either have no such program (most states) or fund it entirely from employer payroll taxes.
- Which states have NO worker contribution programs?
- Most states. Notable absences: TX, FL, IL, OH, GA, AZ, NV, NC, IN, TN, MO, WI, AL, KY, OK, AR, IA, NM, KS, NE, ID, UT, MT, ND, SD, WY, AK, NH, ME, SC, MS, LA, VT, VA, WV, MN (PFML starts 2026). If your state is not on this page, you should not see SDI / PFL / PFML / FAMLI / TDI lines on your paycheck.
- Why do these vary so much in size?
- Different program designs. Hawaii TDI is capped at $7.50/week (small flat amount). California SDI is 1.3% with no cap (can be hundreds per paycheck for high earners). NY PFL is rate-based with an annual dollar cap ($411.91). Rhode Island TDI is the largest at 1.1% capped at $1,100/year. Read the table carefully for your state.
- How are these calculated by the PayslipIQ Paycheck Calculator?
- When you select a state with an employee-paid program in the PayslipIQ Paycheck Calculator, the relevant line(s) render automatically using the verified 2026 rates from this page. Each contribution is subtracted from your take-home pay (it is real money out of your pocket every paycheck, not just a notional figure).
- When does Minnesota PFML start?
- Minnesota signed a PFML program into law that begins employee contributions in 2026. Exact employee rate small (around 0.4% combined employer + employee). PayslipIQ will add MN to this table once the final 2026 employee rate publishes.
USA · STATE WORKER CONTRIBUTIONS · 2026 · Educational only
State worker contributions 2026
Employee-paid state benefit programs: SDI (State Disability Insurance), PFL (Paid Family Leave), PFML (Paid Family and Medical Leave), FAMLI (Family and Medical Leave Insurance), TDI (Temporary Disability Insurance), and WA Cares (long-term care). 11 jurisdictions currently have a program. Primary-sourced rates, verified 2026-05-16.
PI
Last reviewed May 2026 · Editorial standards
Colorado
CO- CO FAMLI0.44%$184,500. Employee share of 0.88% total (50/50 employer split for 10+ employees)
Source: famli.colorado.gov
Connecticut
CT- CT PFML0.5%$184,500. CT Paid Leave Authority 2026
Source: ctpaidleave.org
District of Columbia
DC- DC PFL0.26% Typically employer-paid; listed where employer passes through
Source: does.dc.gov
Hawaii
HI- HI TDI0.5%$7.50/week ($390/year). HI DLIR 2026; capped at $7.50/week
Source: labor.hawaii.gov
Massachusetts
MA- MA PFML0.46%$184,500. Employee share for employers with 25+ employees (0.28% medical + 0.18% family)
Source: mass.gov
New Jersey
NJ- NJ SDI0.23%$393.53/year. NJ DOL 2026
- NJ FLI0.19%$325.09/year. NJ DOL 2026
Source: nj.gov
New York
NY- NY SDI0.5%$0.60/week ($31.20/year). NY DBL — statutory cap, unchanged
- NY PFL0.432%$411.91/year. NY PFL 2026
Source: paidfamilyleave.ny.gov
Oregon
OR- OR Paid Leave0.6%$184,500. Employee share 60% of 1.0% total
Source: paidleave.oregon.gov
Rhode Island
RI- RI TDI1.1%$1,100/year. RI DLT 2026; wage base $100,000
Source: dlt.ri.gov
Washington
WA- WA PFML~0.807%$184,500. Employee share ~71.43% of 1.13% premium (employers 50+)
- WA Cares0.58%No cap. Long-term care; opt-out window closed
Source: paidleave.wa.gov
Common questions
- What is a state worker contribution?
- A payroll deduction funding a state-specific benefit program: short-term disability (SDI/TDI), paid family leave (PFL), paid family and medical leave (PFML/FAMLI), or long-term care (WA Cares). 11 US jurisdictions currently have an employee-paid program; others either have no such program (most states) or fund it entirely from employer payroll taxes.
- Which states have NO worker contribution programs?
- Most states. Notable absences: TX, FL, IL, OH, GA, AZ, NV, NC, IN, TN, MO, WI, AL, KY, OK, AR, IA, NM, KS, NE, ID, UT, MT, ND, SD, WY, AK, NH, ME, SC, MS, LA, VT, VA, WV, MN (PFML starts 2026). If your state is not on this page, you should not see SDI / PFL / PFML / FAMLI / TDI lines on your paycheck.
- Why do these vary so much in size?
- Different program designs. Hawaii TDI is capped at $7.50/week (small flat amount). California SDI is 1.3% with no cap (can be hundreds per paycheck for high earners). NY PFL is rate-based with an annual dollar cap ($411.91). Rhode Island TDI is the largest at 1.1% capped at $1,100/year. Read the table carefully for your state.
- How are these calculated by the PayslipIQ Paycheck Calculator?
- When you select a state with an employee-paid program in the PayslipIQ Paycheck Calculator, the relevant line(s) render automatically using the verified 2026 rates from this page. Each contribution is subtracted from your take-home pay (it is real money out of your pocket every paycheck, not just a notional figure).
- When does Minnesota PFML start?
- Minnesota signed a PFML program into law that begins employee contributions in 2026. Exact employee rate small (around 0.4% combined employer + employee). PayslipIQ will add MN to this table once the final 2026 employee rate publishes.
Tools
PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.