California
CA- CA SDI1.3%No wage cap (SB 951). Funds short-term disability + CA PFL (no separate PFL line)
Source: edd.ca.gov
Frequently asked questions
- What is a state worker contribution?
- A payroll deduction funding a state-specific benefit program: short-term disability (SDI/TDI), paid family leave (PFL), paid family and medical leave (PFML/FAMLI), or long-term care (WA Cares). 13 US jurisdictions currently have an employee-paid program in the 2026 calculator; others either have no such program (most states) or fund it entirely from employer payroll taxes.
- Which states have NO worker contribution programs?
- Most states. Notable absences: TX, FL, IL, OH, GA, AZ, NV, NC, IN, TN, MO, WI, AL, KY, OK, AR, IA, NM, KS, NE, ID, UT, MT, ND, SD, WY, AK, NH, ME, SC, MS, LA, VT, VA, WV, MD (FAMLI withholding starts 2027). If your state is not on this page, you should not see SDI / PFL / PFML / FAMLI / TDI lines on your paycheck.
- Why do these vary so much in size?
- Different program designs. Hawaii TDI is capped at $7.50/week (small flat amount). California SDI is 1.3% with no cap (can be hundreds per paycheck for high earners). NY PFL is rate-based with an annual dollar cap ($411.91). Rhode Island TDI is the largest at 1.1% capped at $1,100/year. Read the table carefully for your state.
- How are these calculated by the PayslipIQ Paycheck Calculator?
- When you select a state with an employee-paid program in the PayslipIQ Paycheck Calculator, the relevant line(s) render automatically using the verified 2026 rates from this page. Each contribution is subtracted from your take-home pay (it is real money out of your pocket every paycheck, not just a notional figure).
- When does Minnesota PFML start?
- It is live in 2026. MN DEED set a 0.88% total premium; employers may deduct up to 0.44% from wages up to the Social Security limit rounded to $185,000. Maryland FAMLI withholding starts 1 January 2027, not 2026.
USA · STATE WORKER CONTRIBUTIONS · 2026 · Educational only
State worker contributions 2026
Employee-paid state benefit programs: SDI (State Disability Insurance), PFL (Paid Family Leave), PFML (Paid Family and Medical Leave), FAMLI (Family and Medical Leave Insurance), TDI (Temporary Disability Insurance), and WA Cares (long-term care). 13 jurisdictions currently have an employee-paid program. DC PFL is employer-only. Primary-sourced rates, verified 2026-05-16.
PI
Last reviewed May 2026 · Editorial standards
Colorado
CO- CO FAMLI0.44%$184,500. Employee share of 0.88% total (50/50 employer split for 10+ employees)
Source: famli.colorado.gov
Connecticut
CT- CT PFML0.5%$184,500. CT Paid Leave Authority 2026
Source: ctpaidleave.org
District of Columbia
DC- DC PFLnone on stub 100% employer-funded at 0.75% of wages in 2026. DOES: may not be deducted from a worker paycheck. Not in the calculator.
Source: does.dc.gov
Delaware
DE- DE Paid Leave0.40%$184,500. Employee up to 50% of 0.8% full coverage (25+). 10-24 parental only, employee up to 0.16%.
Source: labor.delaware.gov
Hawaii
HI- HI TDI0.5%$7.50/week ($390/year). HI DLIR 2026; capped at $7.50/week
Source: labor.hawaii.gov
Massachusetts
MA- MA PFML0.46%$184,500. Employee share for employers with 25+ employees (0.28% medical + 0.18% family)
Source: mass.gov
Maine
ME- ME PFML0.50%$184,500. Employee up to 0.5% of 1.0% total for employers 15+. Withholdings began Jan 2025. maine.gov/paidleave
Source: maine.gov
Minnesota
MN- MN Paid Leave0.44%$185,000. Employee share up to 0.44% of 0.88% total. DEED rounds the SS wage base to the nearest thousand.
Source: mn.gov
New Jersey
NJ- NJ SDI0.19%$325.09/year. NJ DOL 2026 TDI employee rate on first $171,100
- NJ FLI0.23%$393.53/year. NJ DOL 2026 FLI employee rate on first $171,100
Source: nj.gov
New York
NY- NY SDI0.5%$0.60/week ($31.20/year). NY DBL — statutory cap, unchanged
- NY PFL0.432%$411.91/year. NY PFL 2026
Source: paidfamilyleave.ny.gov
Oregon
OR- OR Paid Leave0.6%$184,500. Employee share 60% of 1.0% total
- OR STT0.1%No cap. Oregon Statewide Transit Tax; employee withholding. oregon.gov/dor
Source: paidleave.oregon.gov
Rhode Island
RI- RI TDI1.1%$1,100/year. RI DLT 2026; wage base $100,000
Source: dlt.ri.gov
Washington
WA- WA PFML~0.807%$184,500. Employee share ~71.43% of 1.13% premium (employers 50+)
- WA Cares0.58%No cap. Long-term care; opt-out window closed
Source: paidleave.wa.gov
Common questions
- What is a state worker contribution?
- A payroll deduction funding a state-specific benefit program: short-term disability (SDI/TDI), paid family leave (PFL), paid family and medical leave (PFML/FAMLI), or long-term care (WA Cares). 13 US jurisdictions currently have an employee-paid program in the 2026 calculator; others either have no such program (most states) or fund it entirely from employer payroll taxes.
- Which states have NO worker contribution programs?
- Most states. Notable absences: TX, FL, IL, OH, GA, AZ, NV, NC, IN, TN, MO, WI, AL, KY, OK, AR, IA, NM, KS, NE, ID, UT, MT, ND, SD, WY, AK, NH, ME, SC, MS, LA, VT, VA, WV, MD (FAMLI withholding starts 2027). If your state is not on this page, you should not see SDI / PFL / PFML / FAMLI / TDI lines on your paycheck.
- Why do these vary so much in size?
- Different program designs. Hawaii TDI is capped at $7.50/week (small flat amount). California SDI is 1.3% with no cap (can be hundreds per paycheck for high earners). NY PFL is rate-based with an annual dollar cap ($411.91). Rhode Island TDI is the largest at 1.1% capped at $1,100/year. Read the table carefully for your state.
- How are these calculated by the PayslipIQ Paycheck Calculator?
- When you select a state with an employee-paid program in the PayslipIQ Paycheck Calculator, the relevant line(s) render automatically using the verified 2026 rates from this page. Each contribution is subtracted from your take-home pay (it is real money out of your pocket every paycheck, not just a notional figure).
- When does Minnesota PFML start?
- It is live in 2026. MN DEED set a 0.88% total premium; employers may deduct up to 0.44% from wages up to the Social Security limit rounded to $185,000. Maryland FAMLI withholding starts 1 January 2027, not 2026.
Tools
PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.