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Florida Paycheck Guide

Florida has no state income tax. Your paycheck only has federal tax (income tax + FICA) and any local taxes that apply.

PI
Reviewed by PayslipIQ Editorial Team, in-house payroll editor
Last reviewed May 2026 · Editorial standards

In short

A Florida paycheck has federal income tax, Social Security (6.2% up to the 2026 wage base of $184,500), and Medicare (1.45%), and no state income tax on wages. On a $65,000 single-filer salary, estimated Florida take-home is about $54,408 a year, or $2,093 per biweekly paycheck.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.

Florida: the local picture

Florida is one of nine states with no income tax on wages. Take-home pay is shaped only by federal withholding, FICA, and any voluntary pre-tax deductions. The state minimum wage is rising annually until it hits $15/hr in 2026 (currently $13/hr in 2025).

Florida Paycheck Calculator

Estimate take-home pay for Florida.

Florida State Tax

Florida tax structure and rates.

Florida Overtime

Federal FLSA applies.

Florida Pay Stub Laws

Employer pay stub requirements in Florida.

Florida take-home pay by salary (2026)

See estimated Florida take-home for common salaries. Each page has a full federal, FICA, and Florida breakdown with per-paycheck figures.

$40,000 after tax$50,000 after tax$60,000 after tax$75,000 after tax$90,000 after tax$100,000 after tax$125,000 after tax$150,000 after tax
All Florida salariesFlorida gross-to-net calculator

How a Florida paycheck is built

Every Florida worker pays federal income tax, calculated on the W-4 you submitted to your employer using the IRS Publication 15-T tables. Federal income tax is followed by FICA: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies once year-to-date wages cross $200,000 single or $250,000 married filing jointly.

Florida levies no state income tax on wages. Your paycheck has only federal layers, no state line.

What changed recently in Florida

  • Minimum wage rises by $1/hr each year through 2026 under Amendment 2.
  • No state income tax change planned.
  • No state PFL or SDI program.

Florida payroll quirks workers should know

  • No state income tax line on Florida pay stubs.
  • No local income tax anywhere in Florida.
  • Florida is one of the simplest states for payroll: just federal, FICA, and voluntary pre-tax.

Example breakdown

A hypothetical Florida worker on a $65,000 annual salary, paid bi-weekly, single filer, no extra adjustments. Educational only, your real paycheck differs.

Gross (bi-weekly)$2,500.00
Federal income tax-$216.15
Social Security (6.2%)-$155.00
Medicare (1.45%)-$36.25
Florida state tax$0.00 (no state income tax)
Estimated take-home$2,092.60

Run your own numbers in the Florida paycheck calculator.

Authoritative sources

Next steps

Want to go further?

The calculators and guides here are free. If you want a closer look at one specific stub, these optional next steps go deeper.

Premium pay stub report
A detailed one-off PDF that walks through every line on one stub, with a verify-with-payroll checklist.
Monthly paycheck monitor
Track each stub against the last one and get a plain-English alert when something shifts.
Talk to a CPA or EA
For anything that affects your taxes, find a credentialed professional through the IRS and state directories.

How PayslipIQ stays free: the tools and guides are free to use. PayslipIQ offers optional paid reports and monitoring, and links to independent CPA and tax-preparer directories. It is not affiliated with the IRS, the SSA, any employer, or any payroll provider, and does not sell user data. Educational only, not tax, legal, or financial advice.

Frequently asked questions

Does Florida have state income tax?
No. Florida levies no state income tax on wages.
Are there local income taxes in Florida?
No. Florida does not have local income taxes on wages.
Does Florida have State Disability Insurance or Paid Family Leave premiums?
No. Florida does not have state-mandated SDI or PFL employee premiums.
Does Florida have daily-overtime rules?
No. Florida follows federal FLSA: 1.5x for hours above 40 in a workweek.
What is FICA on a Florida paycheck?
FICA is federal: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies above $200,000 single or $250,000 married filing jointly. FICA applies in every state.
Where do I verify Florida state tax withholding?
The Florida Department of Revenue (https://floridarevenue.com/) is the authoritative source. For your specific paycheck, contact your employer's payroll team or a CPA.
Why does my Florida paycheck only show federal taxes?
Florida has no state income tax and no local income tax. The only mandatory taxes are federal withholding and FICA. Everything else on your stub is voluntary (401k, health, HSA, etc.).
I work in Florida but live in Georgia. Who taxes me?
Georgia, on residence. Florida cannot tax you because Florida has no state income tax. Georgia taxes you as a Georgia resident on all income, regardless of where earned. Make sure your employer is set up to withhold Georgia state tax.