Does Texas have a state income tax?

No. Texas does not levy a state income tax on wages. Federal income tax, Social Security, and Medicare still apply. There are no major worker-contribution programs to model.

What is the Texas state income tax rate for 2026?

Texas has no state income tax on wages, so the rate is effectively 0%.

Are there local income taxes in Texas?

No major localities in Texas levy a local income tax on wages. No state income tax on wages.

What worker contributions appear on a Texas pay stub?

Texas does not have major worker-contribution programs (no SDI, no PFML, etc.). The standard federal payroll deductions (income tax, Social Security, Medicare) plus state income tax (if any) make up the bulk of withholding.

Can I rely on this calculator for Texas tax filing?

No. This calculator is educational only. It is not tax, legal, payroll, accounting, HR, or financial advice. PayslipIQ is independent and not affiliated with the IRS, SSA, the Department of Labor, the Texas Comptroller of Public Accounts, any payroll provider, or your employer. For filing decisions, talk to a qualified CPA or EA.

How accurate is this for Texas?

It uses the IRS Pub. 15-T 2026 percentage method for federal withholding, the SSA 2026 wage base of $184,500 for Social Security, the standard 1.45% Medicare rate plus 0.9% Additional Medicare on wages over $200,000, and a verified Texas state rate of 0.00% (verified 2026-05-06). Real paychecks vary because of W-4 dependents, multiple jobs, year-to-date wages, employer-specific benefit deductions, and Texas-specific worker contributions. Use it as a starting point, not a final answer.

Frequently asked questions

Does Texas have a state income tax?: No. Texas does not levy a state income tax on wages. Federal income tax, Social Security, and Medicare still apply. There are no major worker-contribution programs to model.
What is the Texas state income tax rate for 2026?: Texas has no state income tax on wages, so the rate is effectively 0%.
Are there local income taxes in Texas?: No major localities in Texas levy a local income tax on wages. No state income tax on wages.
What worker contributions appear on a Texas pay stub?: Texas does not have major worker-contribution programs (no SDI, no PFML, etc.). The standard federal payroll deductions (income tax, Social Security, Medicare) plus state income tax (if any) make up the bulk of withholding.
Can I rely on this calculator for Texas tax filing?: No. This calculator is educational only. It is not tax, legal, payroll, accounting, HR, or financial advice. PayslipIQ is independent and not affiliated with the IRS, SSA, the Department of Labor, the Texas Comptroller of Public Accounts, any payroll provider, or your employer. For filing decisions, talk to a qualified CPA or EA.
How accurate is this for Texas?: It uses the IRS Pub. 15-T 2026 percentage method for federal withholding, the SSA 2026 wage base of $184,500 for Social Security, the standard 1.45% Medicare rate plus 0.9% Additional Medicare on wages over $200,000, and a verified Texas state rate of 0.00% (verified 2026-05-06). Real paychecks vary because of W-4 dependents, multiple jobs, year-to-date wages, employer-specific benefit deductions, and Texas-specific worker contributions. Use it as a starting point, not a final answer.

Texas · USA 2026

Texas gross to net paycheck calculator.

Type any gross paycheck and see the estimated take-home pay in Texas after federal income tax, Social Security, Medicare, and with no state income tax.

Reviewed by PayslipIQ Editorial Team, in-house payroll editor

Last reviewed May 2026 · Editorial standards

In plain English (Texas)

Texas has no state income tax on wages, so the state tax line on your pay stub will read $0. Federal income tax, Social Security (6.2% up to $184,500 for 2026), and Medicare (1.45% no cap) still apply. The PayslipIQ calculator below estimates the federal portion and you can pair it with locality info if relevant.

How do you want to enter pay?

Gross pay this paycheck

Pay frequencyStateFiling status (W-4)

Pre-tax deductions (optional)

Traditional 401(k) % of gross

HSA contribution / paycheck

Health premium / month

Extra W-4 withholding / paycheck

Net per paycheck

$2450.12

Net per month (avg)

$5309

Net per year (est.)

$63703

Gross / year: $78000Take-home: 81.7%Effective tax rate: 18.3%

Per-paycheck gross to net breakdown
Gross pay	$3000.00
Federal income tax (est.)	−$320.38
Social Security (6.2%)	−$186.00
Medicare (1.45%)	−$43.50
State income tax (est.)	−$0.00
Estimated take-home (net)	$2450.12

Tax year 2026. Federal withholding uses the IRS Pub. 15-T 2026 percentage method (Standard Withholding tables). Social Security is capped at the SSA 2026 wage base of $184,500. State tax uses the most recently verified flat or top-marginal rate and may not reflect mid-year changes, brackets, or local taxes (NYC, Yonkers, PA EIT, Ohio RITA, MD county, KY occupational, IN county, DE Wilmington, MO KC/STL, OR Multnomah). Worker contributions like CA SDI, NJ SDI/FLI/UI, NY PFL, MA PFML, OR Paid Leave, WA PFML/Cares, RI TDI/TCI, CO FAMLI are not included. Use the result as a starting point, not a final answer. Your real paycheck depends on year-to-date wages, dependents, multiple jobs, and employer-specific settings.

Snapshot, Texas 2026

State income tax

None on wages

Local income tax

None

Disability insurance (SDI)

Paid family / medical leave

Common questions (Texas)

Does Texas have a state income tax?: No. Texas does not levy a state income tax on wages. Federal income tax, Social Security, and Medicare still apply. There are no major worker-contribution programs to model.
What is the Texas state income tax rate for 2026?: Texas has no state income tax on wages, so the rate is effectively 0%.
Are there local income taxes in Texas?: No major localities in Texas levy a local income tax on wages. No state income tax on wages.
What worker contributions appear on a Texas pay stub?: Texas does not have major worker-contribution programs (no SDI, no PFML, etc.). The standard federal payroll deductions (income tax, Social Security, Medicare) plus state income tax (if any) make up the bulk of withholding.
Can I rely on this calculator for Texas tax filing?: No. This calculator is educational only. It is not tax, legal, payroll, accounting, HR, or financial advice. PayslipIQ is independent and not affiliated with the IRS, SSA, the Department of Labor, the Texas Comptroller of Public Accounts, any payroll provider, or your employer. For filing decisions, talk to a qualified CPA or EA.
How accurate is this for Texas?: It uses the IRS Pub. 15-T 2026 percentage method for federal withholding, the SSA 2026 wage base of $184,500 for Social Security, the standard 1.45% Medicare rate plus 0.9% Additional Medicare on wages over $200,000, and a verified Texas state rate of 0.00% (verified 2026-05-06). Real paychecks vary because of W-4 dependents, multiple jobs, year-to-date wages, employer-specific benefit deductions, and Texas-specific worker contributions. Use it as a starting point, not a final answer.

Official sources for Texas

PayslipIQ is independent of every agency listed. Source links are informational, not endorsement.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.