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Texas Paycheck Guide

Texas has no state income tax. Your paycheck only has federal tax (income tax + FICA) and any local taxes that apply.

PI
Reviewed by PayslipIQ Editorial Team, in-house payroll editor
Last reviewed May 2026 · Editorial standards on methodology

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.

Texas: the local picture

Texas is the largest no-income-tax state by population. Take-home is shaped only by federal withholding, FICA, and voluntary deductions. Texas has no state PFL or SDI program.

Texas Paycheck Calculator

Estimate take-home pay for Texas.

Texas State Tax

Texas tax structure and rates.

Texas Overtime

Federal FLSA applies.

Texas Pay Stub Laws

Employer pay stub requirements in Texas.

How a Texas paycheck is built

Every Texas worker pays federal income tax, calculated on the W-4 you submitted to your employer using the IRS Publication 15-T tables. Federal income tax is followed by FICA: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies once year-to-date wages cross $200,000 single or $250,000 married filing jointly.

Texas levies no state income tax on wages. Your paycheck has only federal layers, no state line.

What changed recently in Texas

  • No state income tax change planned.
  • Minimum wage federal $7.25/hr.
  • Texas Workforce Commission handles unemployment.

Texas payroll quirks workers should know

  • No state income tax line on Texas pay stubs.
  • No local income tax in any Texas city.
  • Texas is the simplest payroll state along with Florida and Nevada.

Example breakdown

A hypothetical Texas worker on a $65,000 annual salary, paid bi-weekly, single filer, no extra adjustments. Educational only, your real paycheck differs.

Gross (bi-weekly)$2500.00
Federal income tax-$250.00
Social Security (6.2%)-$155.00
Medicare (1.45%)-$36.25
Texas state tax$0.00 (no state income tax)
Estimated take-home$2058.75

Run your own numbers in the Texas paycheck calculator.

Authoritative sources

Frequently asked questions

Does Texas have state income tax?
No. Texas levies no state income tax on wages.
Are there local income taxes in Texas?
No. Texas does not have local income taxes on wages.
Does Texas have State Disability Insurance or Paid Family Leave premiums?
No. Texas does not have state-mandated SDI or PFL employee premiums.
Does Texas have daily-overtime rules?
No. Texas follows federal FLSA: 1.5x for hours above 40 in a workweek.
What is FICA on a Texas paycheck?
FICA is federal: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies above $200,000 single or $250,000 married filing jointly. FICA applies in every state.
Where do I verify Texas state tax withholding?
The Texas Comptroller (https://comptroller.texas.gov/) is the authoritative source. For your specific paycheck, contact your employer's payroll team or a CPA.
Why does my Texas paycheck only show federal taxes?
Texas has no state income tax and no local income tax. Standard. Workers in Texas typically have one of the cleanest pay stubs in the country.
I work remote for a New York company from Texas. Who taxes me?
Tricky. Texas has no income tax. New York may apply the convenience-of-employer rule and tax you as a NY worker, leading to NY state tax even though you live in Texas. Talk to a CPA.