Hawaii uses progressive tax brackets. Higher portions of pay are taxed at higher rates.
PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.
How a Hawaii paycheck is built
Every Hawaii worker pays federal income tax, calculated on the W-4 you submitted to your employer using the IRS Publication 15-T tables. Federal income tax is followed by FICA: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies once year-to-date wages cross $200,000 single or $250,000 married filing jointly.
Hawaii adds progressive state income tax. The bracket you fall into depends on filing status and taxable income. Verify current brackets with the Hawaii Department of Taxation.
State Disability Insurance: Hawaii has employee-paid SDI premiums. The amount and cap are set by the state and shown as a separate line on your stub.
What changed recently in Hawaii
- No major income tax rate change for 2025-2026.
- TDI weekly maximum and rate adjusted annually.
Hawaii payroll quirks workers should know
- Hawaii TDI line on every paycheck. Capped weekly contribution.
- Many Hawaii brackets. Effective rate varies meaningfully across the state.
Example breakdown
A hypothetical Hawaii worker on a $65,000 annual salary, paid bi-weekly, single filer, no extra adjustments. Educational only, your real paycheck differs.
| Gross (bi-weekly) | $2500.00 |
| Federal income tax | -$250.00 |
| Social Security (6.2%) | -$155.00 |
| Medicare (1.45%) | -$36.25 |
| Hawaii state tax | -$112.50 |
| Estimated take-home | $1946.25 |
Run your own numbers in the Hawaii paycheck calculator.
Authoritative sources
Frequently asked questions
- Does Hawaii have state income tax?
- Yes. Hawaii uses progressive brackets. Verify with the Hawaii Department of Taxation.
- Are there local income taxes in Hawaii?
- No. Hawaii does not have local income taxes on wages.
- Does Hawaii have State Disability Insurance or Paid Family Leave premiums?
- Hawaii has employee-paid SDI premiums.
- Does Hawaii have daily-overtime rules?
- No. Hawaii follows federal FLSA: 1.5x for hours above 40 in a workweek.
- What is FICA on a Hawaii paycheck?
- FICA is federal: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies above $200,000 single or $250,000 married filing jointly. FICA applies in every state.
- Where do I verify Hawaii state tax withholding?
- The Hawaii Department of Taxation (https://tax.hawaii.gov/) is the authoritative source. For your specific paycheck, contact your employer's payroll team or a CPA.
- What is the TDI line on my Hawaii pay stub?
- Hawaii Temporary Disability Insurance. Provides short-term disability benefits. Employee pays up to 0.5% of weekly wages, capped.