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Maine Paycheck Guide

Maine uses progressive tax brackets. Higher portions of pay are taxed at higher rates.

PI
Reviewed by PayslipIQ Editorial Team, in-house payroll editor
Last reviewed May 2026 · Editorial standards

In short

A Maine paycheck has federal income tax, Social Security (6.2% up to the 2026 wage base of $184,500), and Medicare (1.45%), plus progressive Maine state income tax. On a $65,000 single-filer salary, estimated Maine take-home is about $50,833 a year, or $1,955 per biweekly paycheck.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.

Maine: the local picture

Maine runs a graduated income tax with a top rate of 7.15%. Maine PFML (Paid Family and Medical Leave) premium begins in 2025, funded by a payroll deduction split between employer and employee.

Maine Paycheck Calculator

Estimate take-home pay for Maine.

Maine State Tax

Maine tax structure and rates.

Maine Overtime

Federal FLSA applies.

Maine Pay Stub Laws

Employer pay stub requirements in Maine.

Maine take-home pay by salary (2026)

See estimated Maine take-home for common salaries. Each page has a full federal, FICA, and Maine breakdown with per-paycheck figures.

$40,000 after tax$50,000 after tax$60,000 after tax$75,000 after tax$90,000 after tax$100,000 after tax$125,000 after tax$150,000 after tax
All Maine salariesMaine gross-to-net calculator

How a Maine paycheck is built

Every Maine worker pays federal income tax, calculated on the W-4 you submitted to your employer using the IRS Publication 15-T tables. Federal income tax is followed by FICA: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies once year-to-date wages cross $200,000 single or $250,000 married filing jointly.

Maine adds progressive state income tax. The bracket you fall into depends on filing status and taxable income. Verify current brackets with the Maine Revenue Services.

What changed recently in Maine

  • ME PFML premium 1.0% of wages starting 2025, employer + employee split.
  • Benefits begin 2026.
  • No major income tax rate change.

Maine payroll quirks workers should know

  • ME PFML deduction visible on Maine paychecks beginning 2025.
  • No local income tax in Maine.

Example breakdown

A hypothetical Maine worker on a $65,000 annual salary, paid bi-weekly, single filer, no extra adjustments. Educational only, your real paycheck differs.

Gross (bi-weekly)$2,500.00
Federal income tax-$216.15
Social Security (6.2%)-$155.00
Medicare (1.45%)-$36.25
Maine state tax-$137.50
Estimated take-home$1,955.10

Run your own numbers in the Maine paycheck calculator.

Authoritative sources

Next steps

Want to go further?

The calculators and guides here are free. If you want a closer look at one specific stub, these optional next steps go deeper.

Premium pay stub report
A detailed one-off PDF that walks through every line on one stub, with a verify-with-payroll checklist.
Monthly paycheck monitor
Track each stub against the last one and get a plain-English alert when something shifts.
Talk to a CPA or EA
For anything that affects your taxes, find a credentialed professional through the IRS and state directories.

How PayslipIQ stays free: the tools and guides are free to use. PayslipIQ offers optional paid reports and monitoring, and links to independent CPA and tax-preparer directories. It is not affiliated with the IRS, the SSA, any employer, or any payroll provider, and does not sell user data. Educational only, not tax, legal, or financial advice.

Frequently asked questions

Does Maine have state income tax?
Yes. Maine uses progressive brackets. Verify with the Maine Revenue Services.
Are there local income taxes in Maine?
No. Maine does not have local income taxes on wages.
Does Maine have State Disability Insurance or Paid Family Leave premiums?
No. Maine does not have state-mandated SDI or PFL employee premiums.
Does Maine have daily-overtime rules?
No. Maine follows federal FLSA: 1.5x for hours above 40 in a workweek.
What is FICA on a Maine paycheck?
FICA is federal: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies above $200,000 single or $250,000 married filing jointly. FICA applies in every state.
Where do I verify Maine state tax withholding?
The Maine Revenue Services (https://www.maine.gov/revenue/) is the authoritative source. For your specific paycheck, contact your employer's payroll team or a CPA.
What is the new payroll deduction on my Maine paycheck in 2025?
Maine Paid Family and Medical Leave premium. About 0.5% from the employee. Funds benefits that start in 2026.