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Minnesota Paycheck Guide

Minnesota uses progressive tax brackets. Higher portions of pay are taxed at higher rates.

PI
Reviewed by PayslipIQ Editorial Team, in-house payroll editor
Last reviewed May 2026 · Editorial standards

In short

A Minnesota paycheck has federal income tax, Social Security (6.2% up to the 2026 wage base of $184,500), and Medicare (1.45%), plus progressive Minnesota state income tax. On a $65,000 single-filer salary, estimated Minnesota take-home is about $50,833 a year, or $1,955 per biweekly paycheck.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.

Minnesota: the local picture

Minnesota runs a graduated state income tax with a top rate of 9.85%, one of the highest in the country. Minnesota Paid Leave premium begins in 2026, funded by both employer and employee.

Minnesota Paycheck Calculator

Estimate take-home pay for Minnesota.

Minnesota State Tax

Minnesota tax structure and rates.

Minnesota Overtime

Federal FLSA applies.

Minnesota Pay Stub Laws

Employer pay stub requirements in Minnesota.

Minnesota take-home pay by salary (2026)

See estimated Minnesota take-home for common salaries. Each page has a full federal, FICA, and Minnesota breakdown with per-paycheck figures.

$40,000 after tax$50,000 after tax$60,000 after tax$75,000 after tax$90,000 after tax$100,000 after tax$125,000 after tax$150,000 after tax
All Minnesota salariesMinnesota gross-to-net calculator

How a Minnesota paycheck is built

Every Minnesota worker pays federal income tax, calculated on the W-4 you submitted to your employer using the IRS Publication 15-T tables. Federal income tax is followed by FICA: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies once year-to-date wages cross $200,000 single or $250,000 married filing jointly.

Minnesota adds progressive state income tax. The bracket you fall into depends on filing status and taxable income. Verify current brackets with the Minnesota Department of Revenue.

What changed recently in Minnesota

  • MN Paid Leave premium effective 2026, employee share around 0.35% of wages.
  • Benefits begin 2026.
  • No state-level rate change for 2025-2026.

Minnesota payroll quirks workers should know

  • MN Paid Leave deduction will appear on Minnesota paychecks starting 2026.
  • No local income tax in Minnesota.
  • Minneapolis and St. Paul have separate minimum wage ordinances above state minimum.

Example breakdown

A hypothetical Minnesota worker on a $65,000 annual salary, paid bi-weekly, single filer, no extra adjustments. Educational only, your real paycheck differs.

Gross (bi-weekly)$2,500.00
Federal income tax-$216.15
Social Security (6.2%)-$155.00
Medicare (1.45%)-$36.25
Minnesota state tax-$137.50
Estimated take-home$1,955.10

Run your own numbers in the Minnesota paycheck calculator.

Authoritative sources

Next steps

Want to go further?

The calculators and guides here are free. If you want a closer look at one specific stub, these optional next steps go deeper.

Premium pay stub report
A detailed one-off PDF that walks through every line on one stub, with a verify-with-payroll checklist.
Monthly paycheck monitor
Track each stub against the last one and get a plain-English alert when something shifts.
Talk to a CPA or EA
For anything that affects your taxes, find a credentialed professional through the IRS and state directories.

How PayslipIQ stays free: the tools and guides are free to use. PayslipIQ offers optional paid reports and monitoring, and links to independent CPA and tax-preparer directories. It is not affiliated with the IRS, the SSA, any employer, or any payroll provider, and does not sell user data. Educational only, not tax, legal, or financial advice.

Frequently asked questions

Does Minnesota have state income tax?
Yes. Minnesota uses progressive brackets. Verify with the Minnesota Department of Revenue.
Are there local income taxes in Minnesota?
No. Minnesota does not have local income taxes on wages.
Does Minnesota have State Disability Insurance or Paid Family Leave premiums?
No. Minnesota does not have state-mandated SDI or PFL employee premiums.
Does Minnesota have daily-overtime rules?
No. Minnesota follows federal FLSA: 1.5x for hours above 40 in a workweek.
What is FICA on a Minnesota paycheck?
FICA is federal: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies above $200,000 single or $250,000 married filing jointly. FICA applies in every state.
Where do I verify Minnesota state tax withholding?
The Minnesota Department of Revenue (https://www.revenue.state.mn.us/) is the authoritative source. For your specific paycheck, contact your employer's payroll team or a CPA.
When will the new Minnesota payroll deduction start?
Minnesota Paid Leave premium begins January 2026.