Frequently asked questions
- Does Phoenix have a city income tax?
- No. Phoenix does not impose a city-level income tax on wages. Same for every Arizona city. Your paycheck math is federal + FICA + Arizona state.
- What is the Arizona state income tax rate?
- Arizona is a flat-tax state at 2.5% — one of the lowest in the US (only Indiana 3.05%, North Dakota 2.5%, and the nine no-income-tax states are comparable or lower). Adopted in 2023.
- Does Arizona have SDI or PFL?
- No. Arizona does not have a state-mandated SDI or Paid Family Leave program. Your paycheck has federal + AZ state tax + FICA only.
- What lines should I expect on a Phoenix paycheck?
- A Phoenix stub adds just one state line — Arizona income tax at its flat 2.5%, among the lowest in the country — to the federal trio of federal income tax, Social Security (6.2% to $184,500) and Medicare (1.45%). Neither Phoenix nor Maricopa County imposes a local wage tax, and Arizona has no SDI or PFL. Pre-tax 401(k), HSA, FSA or Section 125 health appear only when elected.
- How does Phoenix compare to California or NYC?
- Vastly less in state and local tax. AZ 2.5% flat vs CA progressive (top 13.3%) or NYC stacked (NY state up to 10.9% + NYC up to 3.876%). On the same $80k gross, a Phoenix worker keeps roughly $2,000-$5,000 more per year than a California or NYC counterpart purely in state/local tax difference.
USA · PHOENIX · 2026 · Educational only
Phoenix Paycheck Calculator
Phoenix has no city income tax. Arizona state is a flat 2.5% — one of the lowest state rates in the US. No AZ SDI or PFL. Your paycheck math is federal + FICA + AZ state only.
Federal + FICA + Arizona flat 2.5%
Paycheck calculator
Enter gross, state, and filing status. Estimates only.
Estimated take-home (per period)
$2,375.12
Estimated take-home (annual): $61,753.00
Educational only, not tax, legal, financial, or payroll advice. Verify with your payroll team, a CPA, the IRS, or your state tax authority.
Source
Arizona state tax rate. Source: Arizona Department of Revenue.
Common questions
- Does Phoenix have a city income tax?
- No. Phoenix does not impose a city-level income tax on wages. Same for every Arizona city. Your paycheck math is federal + FICA + Arizona state.
- What is the Arizona state income tax rate?
- Arizona is a flat-tax state at 2.5% — one of the lowest in the US (only Indiana 3.05%, North Dakota 2.5%, and the nine no-income-tax states are comparable or lower). Adopted in 2023.
- Does Arizona have SDI or PFL?
- No. Arizona does not have a state-mandated SDI or Paid Family Leave program. Your paycheck has federal + AZ state tax + FICA only.
- What lines should I expect on a Phoenix paycheck?
- A Phoenix stub adds just one state line — Arizona income tax at its flat 2.5%, among the lowest in the country — to the federal trio of federal income tax, Social Security (6.2% to $184,500) and Medicare (1.45%). Neither Phoenix nor Maricopa County imposes a local wage tax, and Arizona has no SDI or PFL. Pre-tax 401(k), HSA, FSA or Section 125 health appear only when elected.
- How does Phoenix compare to California or NYC?
- Vastly less in state and local tax. AZ 2.5% flat vs CA progressive (top 13.3%) or NYC stacked (NY state up to 10.9% + NYC up to 3.876%). On the same $80k gross, a Phoenix worker keeps roughly $2,000-$5,000 more per year than a California or NYC counterpart purely in state/local tax difference.
Related
PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.