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Mississippi Paycheck Guide

Mississippi uses a flat state income tax. Everyone pays the same percentage on taxable wages, regardless of income.

PI
Reviewed by PayslipIQ Editorial Team, in-house payroll editor
Last reviewed May 2026 · Editorial standards

In short

A Mississippi paycheck has federal income tax, Social Security (6.2% up to the 2026 wage base of $184,500), and Medicare (1.45%), plus a flat 4.40% Mississippi state income tax. On a $65,000 single-filer salary, estimated Mississippi take-home is about $51,548 a year, or $1,983 per biweekly paycheck.

PayslipIQ provides educational information and estimated calculations only. It does not provide tax, legal, financial, accounting, employment, benefits, or payroll advice. PayslipIQ is not a CPA firm, law firm, financial advisor, payroll provider, or tax authority. Always verify your paycheck, deductions, withholdings, and tax position with your employer's payroll department, a qualified CPA, the IRS, your state tax authority, or another appropriately qualified professional. Calculations are estimates; your actual paycheck may differ based on factors specific to your employer, location, benefits elections, and personal tax situation.

Mississippi: the local picture

Mississippi runs a flat 4.4% state income tax in 2025, down from 5.0% in prior years. Future cuts tied to revenue triggers may bring it to 4.0% by 2026.

Mississippi Paycheck Calculator

Estimate take-home pay for Mississippi.

Mississippi State Tax

Mississippi tax structure and rates.

Mississippi Overtime

Federal FLSA applies.

Mississippi Pay Stub Laws

Employer pay stub requirements in Mississippi.

Mississippi take-home pay by salary (2026)

See estimated Mississippi take-home for common salaries. Each page has a full federal, FICA, and Mississippi breakdown with per-paycheck figures.

$40,000 after tax$50,000 after tax$60,000 after tax$75,000 after tax$90,000 after tax$100,000 after tax$125,000 after tax$150,000 after tax
All Mississippi salariesMississippi gross-to-net calculator

How a Mississippi paycheck is built

Every Mississippi worker pays federal income tax, calculated on the W-4 you submitted to your employer using the IRS Publication 15-T tables. Federal income tax is followed by FICA: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies once year-to-date wages cross $200,000 single or $250,000 married filing jointly.

Mississippi adds a flat state income tax of approximately 4.40 percent. Verify the current rate with the Mississippi Department of Revenue.

What changed recently in Mississippi

  • Flat 4.4% rate in 2025, scheduled to drop annually if revenue allows.
  • Standard deduction adjusted.
  • No local income tax.

Mississippi payroll quirks workers should know

  • Mississippi 89-350 form for state withholding.
  • No city or county income tax.

Example breakdown

A hypothetical Mississippi worker on a $65,000 annual salary, paid bi-weekly, single filer, no extra adjustments. Educational only, your real paycheck differs.

Gross (bi-weekly)$2,500.00
Federal income tax-$216.15
Social Security (6.2%)-$155.00
Medicare (1.45%)-$36.25
Mississippi state tax-$110.00
Estimated take-home$1,982.60

Run your own numbers in the Mississippi paycheck calculator.

Authoritative sources

Next steps

Want to go further?

The calculators and guides here are free. If you want a closer look at one specific stub, these optional next steps go deeper.

Premium pay stub report
A detailed one-off PDF that walks through every line on one stub, with a verify-with-payroll checklist.
Monthly paycheck monitor
Track each stub against the last one and get a plain-English alert when something shifts.
Talk to a CPA or EA
For anything that affects your taxes, find a credentialed professional through the IRS and state directories.

How PayslipIQ stays free: the tools and guides are free to use. PayslipIQ offers optional paid reports and monitoring, and links to independent CPA and tax-preparer directories. It is not affiliated with the IRS, the SSA, any employer, or any payroll provider, and does not sell user data. Educational only, not tax, legal, or financial advice.

Frequently asked questions

Does Mississippi have state income tax?
Yes. Mississippi uses a flat state income tax rate. Verify the current rate with the Mississippi Department of Revenue.
Are there local income taxes in Mississippi?
No. Mississippi does not have local income taxes on wages.
Does Mississippi have State Disability Insurance or Paid Family Leave premiums?
No. Mississippi does not have state-mandated SDI or PFL employee premiums.
Does Mississippi have daily-overtime rules?
No. Mississippi follows federal FLSA: 1.5x for hours above 40 in a workweek.
What is FICA on a Mississippi paycheck?
FICA is federal: 6.2 percent Social Security up to the annual wage base, plus 1.45 percent Medicare on every dollar. The 0.9 percent Additional Medicare Tax applies above $200,000 single or $250,000 married filing jointly. FICA applies in every state.
Where do I verify Mississippi state tax withholding?
The Mississippi Department of Revenue (https://www.dor.ms.gov/) is the authoritative source. For your specific paycheck, contact your employer's payroll team or a CPA.
Is Mississippi cutting its income tax?
Yes, gradually. The flat rate is scheduled to drop to 4.0% in 2026 and may eventually phase out entirely if revenue triggers are met.